Evolution of a spender

Evolution of a Spender to a Saver and My Journey

Years ago, I met my wife.  She IS a saver.  I WAS normal with a small amount of debt, no savings and no plan.  When she saw my finances, she was horrified!  This is the evolution of a spender to a saver.  The main difference was how we thought about money.  As we have grown […]

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Welcome to ThriveOn35K!

This has been a couple years in the making, and hopefully the information will benefit you and your family.  We hope to provide practical information for you and your family to not just get by but truly ThriveOn35K! For the last seven years, we have been able to live on half my income without sacrificing […]

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