Case for Community College

Case for Community College to Save Money

With a master’s and two bachelor’s, education has become an expensive hobby.  In addition to a couple universities, I’ve also been through a couple military trade schools.  All told there are 25 years wrapped up in my head through various academic adventures.  With that background, I would like to make a case for community college. […]

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The Beauty of Simple Processes

The Beauty of Simple Processes

We face many problems in manufacturing due to unnecessarily complexity.  Working through process improvements, I tend to get to the heart of an issue quickly.  At the heart of most problems are simple processes.  The beauty of simple processes is they build on themselves.  The Thought Experiment Last year, I started a thought experiment in […]

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Personal Gaols

Personal Goals Statement After 10 Years

I happened upon a personal goals statement used for my MBA application. It is amazing how time and life moves and adjusts to the curves, detours, road blocks and potholes. I hope you enjoy the read! Past Performance and Trajectory When looking at any predictions, we include the caveat “past performance does not guarantee future […]

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Root Cause and Corrective Action

Root Cause and Corrective Action for the New Guy

During a recent transition, I received the daunting task of finding Root Cause and Corrective Action in a machine shop. I was unfamiliar with manufacturing machined details. I previously worked with manufacturing assemblies and installations. Detail machining was completely new to me and so were the terms and processes. In the Beginning My first goal […]

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Saving with DIY Projects

Saving with DIY Projects

Saving with DIY projects can be a rewarding experience.  Projects come in many shapes, sizes and experience levels.   The savings is not the only reward that comes from performing a DIY project because the experience builds for the next time.  As your skill develop, you will be able to understand how resourceful you can be. […]

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Pay the Mortgage Early

Pay the Mortgage Early and Make It a Game

Years ago, my wife and I were faced with a young family, an average paycheck and a 30-year mortgage.  As a spender, a 30-year mortgage didn’t concern me one bit.  As a saver, my wife saw the mortgage as an obstacle to building a significant emergency fund.  Every month just under $1000 went to Wells […]

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Jammie Reynolds risk management was quite different than most.

Risk Management and the 9 Key Concepts

In their middle 50s the contrast between Dennis and Joe could not be more distinct even though they work together.  Dennis has remained in relatively good shape and has been frugal for many years and takes few personal risks. Joe lives by the philosophy “you only live once” and despite a good income saved very […]

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Protection For What Matters Most

Liability Insurance Basics

Liability Insurance is protection for what matters most. One of the ways that we ensure financial security in the face of loss is liability insurance.  That loss can come in the form of a car accident, hail damage, an illness or death. There are various types of insurance for the different types of loss that […]

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