Save money with breakfast at home

Save money with breakfast at home

Money savings and financial control is about taking personal responsibility.  Breakfast is such a small part of gaining personal control, but those small parts become large pieces.  To save money is about choices that you make on purpose.  This is taking personal control.  If you do take control of your choices nobody can take that […]

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Meeting Financial Objectives

Financial Objectives and Approaches for Stability

Since marrying my wife more than fifteen years ago, we share the same thoughts on money and financial matters.  Even though we divided the work and roles both of us think similarly.  She saves nearly half of my income.  I take a portion of that savings for investments.  Together we build our future through those […]

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529 Account

529 Account Provides the Best Education Account

Years ago, we started saving for two children to go to college.  After listening to several people complain about the cost of tuition, we decided to save for it.  We looked through all sorts of accounts.  We found a 529 account which is the best type of account for education savings. Other Types of College […]

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Saving tips for college students

The 13 easy money saving tips for college students.

Hi there! How’s life going? Are you aware of what’s going on in the NBA? Zion Williamson’s knee injury is indeed a big jolt for New Orleans Pelicans! That’s unfortunate. But what to do! This is our uncertain life! That’s why I always advise everyone, especially college students, to take care of their money. If […]

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Case for Community College

Case for Community College to Save Money

With a master’s and two bachelor’s, education has become an expensive hobby.  In addition to a couple universities, I’ve also been through a couple military trade schools.  All told there are 25 years wrapped up in my head through various academic adventures.  With that background, I would like to make a case for community college. […]

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Pay the Mortgage Early

Pay the Mortgage Early and Make It a Game

Years ago, my wife and I were faced with a young family, an average paycheck and a 30-year mortgage.  As a spender, a 30-year mortgage didn’t concern me one bit.  As a saver, my wife saw the mortgage as an obstacle to building a significant emergency fund.  Every month just under $1000 went to Wells […]

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Protection For What Matters Most

Liability Insurance Basics

Liability Insurance is protection for what matters most. One of the ways that we ensure financial security in the face of loss is liability insurance.  That loss can come in the form of a car accident, hail damage, an illness or death. There are various types of insurance for the different types of loss that […]

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Breakfast Savings

Saving for Breakfast and Earning $10,000

If I told you that you could make $10,000 at breakfast, would you believe me? With a few smart choices, you can do precisely that with just the small savings you get from a frugal breakfast. In addition to saving money, making smart choices also helps you to eat healthy. Taking control of your personal […]

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Evolution of a spender

Evolution of a Spender to a Saver and My Journey

Years ago, I met my wife.  She IS a saver.  I WAS normal with a small amount of debt, no savings and no plan.  When she saw my finances, she was horrified!  This is the evolution of a spender to a saver.  The main difference was how we thought about money.  As we have grown […]

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