Personal Gaols

Personal Goals Statement After 10 Years

I happened upon a personal goals statement used for my MBA application. It is amazing how time and life moves and adjusts to the curves, detours, road blocks and potholes. I hope you enjoy the read! Past Performance and Trajectory When looking at any predictions, we include the caveat “past performance does not guarantee future […]

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Saving with DIY Projects

Saving with DIY Projects

Saving with DIY projects can be a rewarding experience.  Projects come in many shapes, sizes and experience levels.   The savings is not the only reward that comes from performing a DIY project because the experience builds for the next time.  As your skill develop, you will be able to understand how resourceful you can be. […]

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Evolution of a spender

Evolution of a Spender to a Saver and My Journey

Years ago, I met my wife.  She IS a saver.  I WAS normal with a small amount of debt, no savings and no plan.  When she saw my finances, she was horrified!  This is the evolution of a spender to a saver.  The main difference was how we thought about money.  As we have grown […]

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